1. Personal Information Errors: personal information errors include incorrect name, misspelled name, or incorrect contact information. 2. Mistaken accounts: There are situations when a retail credit card or loan may be opened under your name, but you actually were not involved. It may happen due to clerical error or identity theft. 3. Account Reporting Errors: Errors may happen in the actual status of your accounts, too. Among all these inaccuracies, missed and late payment dates are one of the most alarming. If taken for granted, you may end up defaulting on your payments. Even worse, these errors can cut back your credit rating significantly.
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