Household driving information

Because most auto insurance carriers in Illinois will include your family in your coverage, it also means that your household’s driving information will matter in the calculation of your premium. This means the age, gender, and marital status of your family members will affect the cost of your premium.

Normally, younger drivers are seen as less experienced drivers and are imposed with a higher premium. In 2018, female drivers in Illinois had a relatively lower insurance premium compared to male drivers. Moreover, married drivers are also seen as more careful than their single counterparts, especially for males.

While an auto insurance premium may be costly, it’s a safety net in case of traffic accidents involving you or any of your family members. And, it is a requirement you will need to suffice for you to legally drive in the State of Illinois.

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