If you’ve been injured in an auto accident due to another driver’s negligence, dealing with insurance companies can be a strenuous process that only adds to the burden of your recovery and return to normal daily life. To ensure that your rights are protected and you can be compensated for your injuries and losses, there are some important things you should understand about insurance companies and their intentions when attempting to negotiate with you after an accident:
- Insurance companies may offer to cover your lost wages and medical expenses – This may sound like an immediate short-term solution, but insurers aim to pay out as little as possible for your claim, and soon after your accident is an ideal time to try to convince you to take the first offer. If you accept an initial offer without an experienced injury attorney on your side, your compensation will likely turn out to be insufficient for your losses and will not only fail to cover future expenses but also bar you from ever earning further compensation for the same accident. Speak with a personal injury attorney as soon as possible to ensure that you can be fully compensated.
- They are hoping you leave any injuries unreported – Even if you do seek a medical evaluation after an accident as you should, failing to report even a seemingly-insignificant injury could be used against you later by the insurance adjuster, even if it turns out to be worse than originally anticipated. Be sure to report any and all damage to your body so it may be reflected, if necessary, in your injury claim.
- They don’t want you to take vehicle-pictures after the accident – Post-collision pictures of the vehicles involved serve as solid evidence for your case, and you are encouraged to capture the damage from multiple angles if you’re safely able to do so. These photographs help to ensure a successful claim which fully compensates you for your losses.
- They don’t want you to keep records of your expenses – Be sure to keep full records and receipts of any and all expenses related to your accident, recovery, and legal claim, from co-pays and prescription medication to car rental fees and legal documents, for later use.
- They want you to admit fault after the accident – Your concern for another driver’s or passenger’s injuries will not hurt your case, but NEVER admit to being at-fault to any extent at the scene of the accident. You may not only hurt your own chances for compensation but also end up partially or fully responsible for compensation for the others involved.
If you or a loved one has been injured in an auto accident, contact 844 See Mike for a free consultation. We are a Chicago-based injury law firm representing individuals (and their families) who have suffered an injury in an accident. We will handle your case quickly and advise you every step of the way, and we will not hesitate to go to trial for you. Lastly, 844 See Mike is not paid attorneys’ fees unless we win your case. Our no-fee promise is that simple. You have nothing to risk when you hire us – only the opportunity to seek justice.
