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Statute of Limitations in Illinois: What You Must Know

Published on: March 27, 2024 | Last Updated on: May 26, 2025
Michael Agruss

Written and Reviewed by Michael Agruss

  • Managing Partner and Personal Injury Lawyer at 844SeeMike Personal Injury Lawyers.
  • Over 20 years of experience in Personal Injury.
  • Graduated from the University of Illinois Chicago School of Law: Juris Doctor (2004).

If you have been hurt in any type of accident that was caused by someone else’s negligent behaviors, the state of Illinois allows you to recover your financial losses through a personal injury lawsuit, which could encompass situations beyond typical accidents, potentially including medical malpractice cases or even wrongful death claims arising from negligence.

Generally, most injured victims will begin the process by filing a claim through the at-fault party’s insurance company, but for more complex situations like medical malpractice lawsuits, direct legal action might be necessary.

In car accidents, you would file this claim with the other driver’s auto insurance company. If you slipped, tripped, or fell at a supermarket, you’d file your claim with the store’s insurance company. Many times, these claims are needlessly denied by the insurance companies or they offer an incredibly low sum of money that is insufficient to cover your medical bills and other financial damages caused by this situation.

When that happens, you will want to take action as quickly as possible to make sure you file it before the statute of limitations in Illinois runs out. It is best to contact a Chicago personal injury lawyer who can ensure the process is completed in a timely fashion, allowing you the chance to recover the compensation you deserve.

844SeeMike Personal Injury Lawyers is a dedicated and experienced legal firm with a deep understanding of the Illinois statute of limitations and the complexities of all laws surrounding your personal injury case. We are committed to seeking justice for our clients while obeying the time limits for legal claims in Illinois. This blog post provides information about the statute of limitations in Illinois along with the few possible exceptions to the rule, and why it is imperative that you seek legal representation in a timely manner.

What Is a Statute of Limitations?

A statute of limitations is a law that is put into place to limit the amount of time that an injured party has to file a personal injury lawsuit. This length of time varies from state to state, and while it may seem like a way to hinder plaintiffs from recovering the money they deserve after someone’s wrongful actions caused their injuries, it benefits everyone.

When there is a statute of limitations, it forces injured parties to quickly begin the legal process. The more time that elapses after your accident, the less likely you will be to track down key witnesses who saw what happened to you. Other evidence such as footage from traffic cameras or surveillance cameras from nearby stores may be erased if you take too long.

Essentially, the statute of limitations in Illinois is a good thing as it encourages those who have been hurt in accidents involving negligence to quickly get moving on the legal process.

Understanding These Limitations Laws

Statutes of Limitations establish the maximum time after an event within which legal proceedings may be initiated. For personal injury cases in Illinois, this principle means acting swiftly to seek legal remedy from a personal injury attorney is crucial.

Foundational Principles

Statutes of Limitations are laws that set the maximum time after an event within which legal proceedings may be initiated. When this period expires, the claim is typically barred, and the courts will not entertain it. These laws aim to ensure legal disputes are resolved within a reasonable time frame.

  • Certainty: Ensuring a definitive window for legal claims promotes justice and certainty.
  • Diligence: Encouraging timely filing reflects the principle that plaintiffs should pursue their claims with reasonable diligence.

Application in Illinois

In Illinois, the specifics of the Statutes of Limitations can vary, but there are clear rules for personal injury laws.

  • Personal Injury: Illinois enforces a two-year statute of limitations for personal injury claims. It’s pivotal for individuals to understand this timeframe because it starts from the date of the incident, such as a car accident or slip and fall case.
  • Sexual Abuse: Cases involving aggravated criminal sexual abuse have a longer timeframe, where the limit is ten years.

To successfully navigate such injury claims within Illinois’ legal framework, recognizing and adhering to these statutes is essential. Personal injury attorneys from 844SeeMike Personal Injury Lawyers can provide guidance on how these time limits apply to specific personal injury cases, reflecting our comprehensive understanding.

Personal Injury Statute of Limitations

In the state of Illinois, individuals have a limited period to initiate legal proceedings for personal injury cases. This duration, known as the statute of limitations, is critical to any personal injury insurance claim.

Time Limits for Filing

The primary statute of limitations for personal injury cases in Illinois is generally two years from the date of the incident. This applies to a broad spectrum of cases, ranging from slip and fall accidents to more complex scenarios such as car accidents. It’s imperative for an individual to file a lawsuit within this time frame, otherwise, the court may refuse to hear the case.

  • General Limitation: 2 years from the date of injury
  • Car Accidents: 2 years for personal injury, 5 years for property damage

For those involving personal injury representation, an experienced attorney from our firm can provide guidance and ensure that legal actions commence before the deadline.

Exceptions and Extensions

There are circumstances under which the statute of limitations may be extended, known as tolling. One such exception is the “discovery rule”, which allows the statute to begin when an individual discovers or should have discovered the injury.

  • Discovery Rule: Might extend the 2-year limit if injury is discovered later
  • Minor Plaintiffs: Extension until the injured party turns 18

Moreover, specific statutory provisions might apply in the case of medical malpractice or if the defendant has left the state. To navigate these exceptions, consulting with an injury attorney is strongly recommended.

Statute of Limitations for Other Claim Types

In Illinois, distinct legal claims carry specific deadlines for filing a personal injury lawsuit. These deadlines, known as statutes of limitations, are crucial for litigants to observe to preserve their legal rights.

Contract Disputes

Contract disputes in Illinois must be addressed within a certain time frame after the dispute arises. For written contracts, parties have 10 years to initiate legal action (735 ILCS 5/13-206). Conversely, oral contracts have a shorter period, with 5 years allowed for filing a suit (735 ILCS 5/13-205).

Property Damage

When it involves property damage, Illinois law stipulates a 5-year statute of limitations. This applies to both real property and personal property, meaning that if someone’s property is harmed or destroyed, they have up to 5 years from the date of damage to file a lawsuit.

Understanding the Exceptions to Time Limits for Legal Claims in Illinois

The time limits for legal claims in Illinois may be extended in certain situations. An example is if your spouse is in a serious car crash that resulted in life-threatening injuries caused by a drunk driver, the paramedics will rush them to the hospital. Your spouse may spend a lot of time receiving treatment and trying to recover from these devastating injuries. If they do not survive, then the statute of limitations does not take effect in this scenario until the date of their passing, not the date of the accident.

Certain cases involving medical mistakes may also warrant this type of extension, which would permit four years for the time limit under medical malpractice Illinois law. This is known as the discovery date and it can also be applied in other injury claims when injuries do not show up immediately after the injury occurred.

In car accidents, some injuries may not present in the first few days, weeks, or even months after the crash. Naturally, insurance claim companies will try to thwart your attempts by saying you were injured after the accident, usually resulting in the denial of your claim. You should not face them without solid legal representation in your corner to protect your rights, especially if a legal disability affected the injured person’s ability to file within the standard timeframe or if the negligent actions fall under the tort immunity act, requiring specific notice within a shorter period to the Illinois court before a lawsuit is filed.

It’s crucial to understand when the statute of limitations begins, particularly in medical negligence claims, as the discovery rule can impact the timeline for when a medical malpractice occurred and a medical malpractice lawsuit is filed.

There are many gray areas when it comes to bending the statute of limitations that may apply in your case. Often, those who are under 18 when they are hurt can file their lawsuit starting when they turn 18. If you are diagnosed with a legal disability, the statute time period will be paused. Additionally if the person who caused your injuries left Illinois, the statute of limitations will also be put on hold until they return.

Even though these scenarios may give you more time, it is always best to start your personal injury case as quickly as possible to have a better chance at recovering the maximum allowed compensation.

Legal Support for Filing Within Illinois’ Statute of Limitations

Navigating the Illinois statute of limitations begins can be challenging, especially in cases involving government entities, where you may be required to give notice of your lawsuit within just one year. This is particularly crucial to understand when considering a personal injury lawsuit, including complex cases like medical negligence claims. These strict time constraints, coupled with Illinois’ modified comparative negligence laws, make it crucial not to proceed with an injury case without qualified legal counsel. At our firm, we ensure that you meet every legal deadline. If you’re unsure whether you still have time to file your lawsuit, our team offers free initial consultations to help you make informed decisions.

A personal injury attorney from our firm serves as a vital advocate, especially when time is of the essence. Our legal professionals bring extensive experience in handling the intricate timelines and procedural nuances of Illinois law, so that your rights are fully protected and your claim remains viable. Whether it’s gathering key evidence, assessing injuries, or identifying liable parties, we work methodically to ensure your case is strong and submitted within the statute of limitations. We are well-versed in collecting essential documentation like medical reports, accident records, eyewitness accounts, and expert testimonies, all of which can help you secure the compensation you deserve.

From the moment we evaluate your case to the final filing of legal paperwork, our focus is on maintaining the integrity of your claim and avoiding costly delays that could occur before the limitations expire. Whether you are dealing with a straightforward car accident where the limitations applies, potentially impacting your ability to file a personal injury claim and recover lost wages and medical bills, or a more complex injury claim governed by specific limitation periods such as the claims act, our lawyers stands ready to guide you through every step with diligence and urgency to help the person injured file lawsuits and pursue fair compensation, offering a free consultation to discuss your specific circumstances.

Don’t risk your right to recover—reach out to our experienced team today

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