Truck accidents can be catastrophic. These are the accidents that receive the most coverage, where injuries were suffered, or fatalities occurred. Fortunately, some truck accidents are not this extreme and involve property damage only. Property damage is basically any damage that does not involve a human and can include the vehicle and anything being carried within it, as well as the surrounding area, like a fence, trees, or a home.
Property damage truck accident claims are no less frustrating, however. If you or a loved one has been involved in a truck accident due to another driver’s negligence, our experienced personal injury attorneys are here for you every step of the way to ensure that your rights are protected, and you are fully compensated for your injuries and losses.
Filing a Property Damage Claim
Following any truck accident, the most important step is to make sure everyone is ok. You will also want to call the police as the insurance company will want a police report for your claim
Exchange information with the other driver, including if he or she is an independent contractor or works for a trucking company or governmental entity as they may be held liable for damages as well, and make sure to get the names and contact information for any witnesses.
Take pictures of both vehicles and anything at the accident scene that may be important for your claim.
You will need to contact your insurance company immediately following any accident. They will review with you what happened and inform you of the steps you should take. Within a few days, a claims representative will contact you regarding your claim.
Claims representatives work for the insurance company. It is their job to get as much information as they can from you, and to get an official statement.
Please remember: All communication with an insurance claims representative may be recorded.
Answer all questions honestly, thoroughly, and without exaggeration. If a question is confusing, ask for clarification and if you do not know the answer, say so. Avoid answering every question as an “I don’t know”, however, as this makes it appear that you are hiding something.
After discussing the accident with you, the claims representative will schedule a claims adjuster to inspect your car. Insurance companies are notorious for writing up low estimates and if the cost of repair is more than the Kelly Blue Book value of your car, the insurance company will consider it “totaled” and you will be issued a check.
Insurance adjusters are professionals at making the claims process difficult, frustrating, and intimidating. It is their job to make claims payouts for as little money as possible. It is important to remember:
- All communication will be recorded
- The initial offer is just that, an initial offer that you do not need to accept
- You have the right to a rental vehicle or reimbursement for one
- You do not need to use the repair shop that the insurance company chooses, but it may be easier
- You have a statute of limitations and insurance companies know this, often dragging out negotiations
Insurance companies are difficult to deal with. If you, or a loved one, has questions regarding a truck accident or property damage claim, contact an experienced property damage truck accident lawyer.
We at 844 See Mike are proud to serve our fellow citizens in personal injury cases, especially when you or a loved one has been injured in an auto accident, and we are fully committed to protecting your rights and ensuring that the other party is held legally accountable when negligence occurs. We will fight until the very end to ensure that you are fully compensated for all injuries and losses resulting from the accident, including medical expenses, property damage, lost wages, and pain and suffering, and you won’t owe us a dime for our services.
We see you as a person, not just a client – and that makes us better at work we do. We listen. We learn your story. And, as we help you get the money you deserve, we go above and beyond in a way most law firms never could and never would. Because we’re not just lawyers. And you’re not just a client. We’re friends, neighbors, family. We’re all people and here at 844 See Mike, we put People, First.
Helping our clients is about counseling, advocating, and ultimately solving problems. With years of experience successfully representing the people, not the powerful, we will take care of the insurance adjusters, your medical bills, your property damage, your lost wages, and monitor your treatment so you can focus on healing and getting your life back to normal. Our unique formula has earned us over 900 outstanding client reviews on our website, an A+ BBB rating, and over 120 five-star reviews on Google. Call 888-572-0176, e-mail us at michael@agrusslawfirm.com, or schedule meeting with us here. We’re here 24/7.
