Custom/Non-Factory Equipment
A possible addition to your Illinois auto insurance policy is a Custom/Non-Factory Equipment coverage. This is recommended for those who have invested in custom equipment … Continued
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Accidental Death Benefit
The Illinois Fatal Crash Historic Data reported 1,004 fatalities for 2019. And, while the State of Illinois mandates auto insurance coverage, the required insurance … Continued
Read More.Optional Coverages for Additional Premium
In addition to Illinois’ required auto insurances and other coverages, drivers may also add custom coverages to their policy for an extra premium. Below is … Continued
Read More.Comprehensive Coverage
Aside from damage costs incurred from traffic accidents, your vehicle may be stolen, hit by falling debris, or even battered by hail. According to … Continued
Read More.Collision Coverage
Fixed object, pedestrian, and head-on collisions topped the 2018 statistics for types of collisions for vehicular crashes in the State of Illinois. Despite the … Continued
Read More.Physical Damage
Illinois’ required auto insurance Liability Coverage insures the other party in the event of accidents. Physical Damage Coverage, however, is recommended for your own financial … Continued
Read More.Property Damage (PD)
Based on the Illinois Department of Transportation Crash Statistics, personal cars accounted for the most fatalities and injuries in 2018. Consequently, vehicular damages are common … Continued
Read More.Bodily Injury (BI)
The most common consequence of car accidents is injuries. According to the Illinois Crash Facts, there were 319,146 accidents in 2018 alone; of which, … Continued
Read More.Liability Coverage
In response to persistent auto accidents, the State of Illinois legislated and enacted the Illinois Vehicle Code. This requires drivers in Illinois and those passing … Continued
Read More.Required Auto Insurance Coverages
The Illinois Vehicle Code requires drivers to carry auto insurances for the driver and the public’s safety. Auto insurance offers liability coverage which is used … Continued
Read More.Compact Utility Tractor Accidents
Construction is one of the most dangerous careers in America, with one in ten construction workers injured each year while working on the roads, … Continued
Read More.Other Coverages That May Be Required
Primary auto insurance in Illinois includes liability coverage, followed by Uninsured Motorist Bodily Injury Coverage (UM) and Underinsured Motorist Bodily Injury Insurance (UIM). While the … Continued
Read More.Underinsured Motorist Bodily Injury Insurance (UIM)
The Illinois Secretary of State’s Office reported that in 2018, the state had a total of 11,704,038 registered motor vehicles and 9,186,641 registered drivers. With … Continued
Read More.Uninsured Motorist Bodily Injury Coverage (UM)
Despite driving precautions, motor vehicle accidents continuously happen everyday. According to the Illinois Department of Transportation (IDOT), in 2018, the state had 319,146 motor … Continued
Read More.Piercing Tool Accidents
Construction is one of the most dangerous careers in America, with one in ten construction workers injured each year while working on the roads, … Continued
Read More.Angle Broom Accidents
Construction is one of the most dangerous careers in America, with one in ten construction workers injured each year while working on the roads, … Continued
Read More.Truck-Mounted Crane Accidents
Construction is one of the most dangerous careers in America, with one in ten construction workers injured each year while working on the roads, … Continued
Read More.Helpful Tips When Shopping For Insurance
Auto insurance premiums can get expensive. And while Illinois drivers are required to get insured, a smarter insurance purchase will help you get quality coverage … Continued
Read More.Who Needs Auto Insurance?
In 2018, the Illinois Department of Transportation (IDOT) reported a total of 1,035 traffic-related fatalities. While the IDOT saw a decrease in 2019 with … Continued
Read More.Tower Crane Accidents
Construction is one of the most dangerous careers in America, with one in ten construction workers injured each year while working on the roads, … Continued
Read More.Telescopic Crawler Crane Accidents
Construction is one of the most dangerous careers in America, with one in ten construction workers injured each year while working on the roads, … Continued
Read More.Telehandler Accidents
Construction is one of the most dangerous careers in America, with one in ten construction workers injured each year while working on the roads, infrastructure, … Continued
Read More.Scissor Lift Aerial Platform Accidents
Construction is one of the most dangerous careers in America, with one in ten construction workers injured each year while working on the roads, … Continued
Read More.Lattice Boom Crawler Crane Accidents
Construction is one of the most dangerous careers in America, with one in ten construction workers injured each year while working on the roads, … Continued
Read More.Medium-Duty Truck Accidents
Construction is one of the most dangerous careers in America, with one in ten construction workers injured each year while working on the roads, … Continued
Read More.Vibratory Plate Compactor Accidents
Construction is one of the most dangerous careers in America, with one in ten construction workers injured each year while working on the roads, … Continued
Read More.Generator Accidents
Construction is one of the most dangerous careers in America, with one in ten construction workers injured each year while working on the roads, … Continued
Read More.Abrasive Blasting Equipment Accidents
Construction is one of the most dangerous careers in America, with one in ten construction workers injured each year while working on the roads, … Continued
Read More.Grapple Accidents
Construction is one of the most dangerous careers in America, with one in ten construction workers injured each year while working on the roads, … Continued
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