Hello, to Michael and Taylor.
Mike Agruss:
Hi. How are you?
Speaker 2:
I’m good. How are you?
Mike Agruss:
Good.
Speaker 2:
So, pleased… Oh, say a brief introduction about your career and what you’re doing to the audience and our community here.
Mike Agruss:
Sure. My name is Mike Agruss. I’m an… and licensed for 17 years. We handle personal injury and consumer rights cases. Today, we’re going to be talking more about car accidents, car insurance, and ride share accidents.
Speaker 2:
Okay. Thank you so much.
Speaker 4:
[foreign language 00:02:12].
Speaker 2:
[foreign language 00:02:13]. Taylor, could you please give us a brief introduction about you and what you’re doing?
Taylor Kosla:
Yes. My name is Taylor Kosla. I’m a partner in 844 See Mike. I’ve been practicing for three and a half years, and we handle personal injury and consumer rights cases. And today, we’re going to tell you about the importance of auto-insurance and other important information about a car accident case.
Speaker 4:
[foreign language 00:02:40].
Speaker 2:
[foreign language 00:03:01].
Speaker 4:
[foreign language 00:03:04]. Mike, my very first question for you is, is it worth getting a lawyer for a minor accident case?
Mike Agruss:
Yes. The answer to that question is it always makes sense to discuss your car accident case with an attorney, even if it’s minor. Oftentimes minor car accidents don’t necessarily dictate what your injuries may be at the time or what they may turn into. So, I always tell people, consult with a lawyer. Figure out what your rights are, what your rights are with your insurance company. If you have questions about treatment, it always makes sense to talk to a lawyer first so you’re protected in the future.
Speaker 4:
All right. Thank you. [foreign language 00:05:10].
Speaker 2:
[foreign language 00:05:10]. Are there second question?
Speaker 4:
Yeah. [foreign language 00:05:55]. So, my second question for you guys, Taylor, is now let’s say I got into a car accident, but it wasn’t my… Should I still get a lawyer in that scenario?
Taylor Kosla:
If you’re in a car accident and you’re injured and you’re not at fault, you should hire an attorney. An attorney will be able to do two things. They’ll be able to protect your rights and maximize your claim. The goal of an insurance company is to pay the least amount of money possible, and an attorney will be able to maximize your recovery for the case.
Speaker 4:
Thank you. [foreign language 00:06:47].
Speaker 2:
[foreign language 00:07:15]. So, the third question for you, Mike, how does insurance work if someone hit your car so you are the one who got injured?
Mike Agruss:
Sure. So, as a driver, you have insurance on your car. You should. It’s required in Illinois. And hopefully the at-fault driver also has insurance. When you’re involved in a… there is likely a property damage claim as well as a personal injury claim. The property damage claim will either be paid for by the other driver or your insurance, and then they’ll seek reimbursement from the other driver. The personal injury claim is likely paid by the at-fault driver’s insurance company, assuming the other driver’s insurance admits fault and they’re willing to settle the case.
Speaker 2:
[foreign language 00:08:52]. It’s a long answer, so I need to emphasize more. [foreign language 00:09:56].
Speaker 4:
[foreign language 00:10:01].
Mike Agruss:
And if I can add something that’s really important for-
Speaker 2:
Do you understand Vietnamese?
Mike Agruss:
… Oh, no.
Speaker 2:
I just asked him that do you have anything to add on, and you just answering. Okay. So, anything else that you want to add?
Mike Agruss:
After last week’s show, my dad told me I needed to learn Vietnamese. Maybe, but I do want to add something very important here, too, because when you’re involved in an accident and if it’s the at-fault driver you’re going after, if they… considered substandard insurance or not a good insurance company-
Speaker 2:
Substandard company insurance?
Mike Agruss:
… Yeah. So, substandard meaning cheap insurance.
Speaker 2:
Oh, I see.
Speaker 4:
Of the other person or of yours?
Mike Agruss:
The other person.
Speaker 4:
Okay.
Speaker 2:
Okay.
Mike Agruss:
So, if the other person doesn’t have good insurance, I wanted to add in what’s so important is to make sure that you yourself have good insurance. You want to make sure that you have the best insurance, the most coverage; because if you’re dealing with someone on the other side whose insurance is not good, your own insurance can help protect you, too.
Speaker 2:
Okay.
Speaker 4:
Okay. I have a follow-up question on that, but before we get in there, I’ll need to talk to our audience. [foreign language 00:11:36]. So, my follow-up question for you, say I don’t have a good insurance, neither the other person’s. How would that work in that case?
Mike Agruss:
So, if both insurance companies, the at-fault driver and your insurance company, are what we would consider substandard or not good… handling the case that much more difficult. So, settling the property damage claim will be a fight. Getting reimbursed for a car rental will be a fight. Getting paid your medical bills will be a fight. Lost wages, every step of the way will be a fight.
Mike Agruss:
That’s why it’s so important for you yourself to have really good insurance; and it’s as simple as going on the internet, doing a search for the best insurance companies. You’ll get the list of the top 10 and pick one of those. Although other insurance companies that aren’t great are less expensive, it’s worth it to pay the money to have good insurance.
Speaker 2:
Okay. [foreign language 00:13:08]. I have one follow-up question. Can I?
Mike Agruss:
Of course.
Speaker 2:
Okay. So, why do people get the substandard insurance, about expenses or they have a bad driving history or what?
Mike Agruss:
So, in Illinois, it’s required to have insurance. You have to. So, maybe people will get substandard because that’s all they can afford.
Speaker 2:
Oh, so it’s just…
Mike Agruss:
It’s less expensive.
Speaker 2:
Less expensive.
Mike Agruss:
Which is completely understandable. If you can’t afford insurance, that is good that will provide you better coverage, it makes sense to do that.
Speaker 2:
Okay. I raised that question because some people got denied from the major insurance company, so they can get… standard insurance company and pay… compared to other company, though.
Mike Agruss:
Correct. If your driving record is not great, your insurance premiums may be more. Or if a bigger, well-known insurance company has denied you, you may have to go with another carrier that I would consider substandard or not great. More often than not… people don’t really know. So, they just get what’s least expensive.
Speaker 2:
Oh, I see.
Mike Agruss:
And this is something where you 100% get what you pay for. So, if you have a good driving record and you can afford it, you should get the best insurance.
Speaker 2:
Okay. [foreign language 00:16:15]. Okay. Go ahead.
Speaker 4:
[foreign language 00:17:25]. So, Mike and Taylor, let’s dive a little bit into the fees and cost from a legal standpoint. How much do lawyers charge for a car accident?
Taylor Kosla:
Injury attorneys generally charge a one-third contingency fee, and a contingency fees means that we get a percentage of your settlement or the… pay an hourly rate. We front all the costs, all the expenses, filing fees; and we only get paid when we win. So, once that final settlement amount comes, we take one third; and that’s how we’re paid.
Speaker 4:
And that also means that if a zero recovery money, you guys don’t get anything.
Taylor Kosla:
Correct.
Speaker 4:
That’s correct.
Taylor Kosla:
And actually, some personal injury attorneys, they will increase their rate if they have to file the case or go to trial. Some of them might even take 50% of the settlement. However, it 844 See Mike, we always take one third pre-suit, after filing, and even at trial.
Speaker 4:
Okay. [foreign language 00:18:52].
Speaker 2:
[foreign language 00:19:36]. The next question.
Speaker 4:
[foreign language 00:21:09]. To follow up on the last question about hiring a lawyer for car accidents. How do I get the most money from a car accident?
Taylor Kosla:
Getting the treatment that you need is important. The way that insurance companies look at a claim is the more injured… typically, they need more treatment. So, if you have surgery and your doctor says you need to go to physical therapy after, it’s important that you follow your doctor’s orders and get all the treatment that you need.
Taylor Kosla:
If you’re not getting that treatment, the insurance company will presume that maybe your injuries weren’t as significant as they really were, but it’s just not documented. Your medical records will indicate the amount of pain that you’re experiencing, the limitations that you have; and without that, that will hurt your case and ultimately possibly… not affect your settlement value.
Speaker 4:
All right, thanks. [foreign language 00:22:29].
Speaker 5:
[foreign language 00:23:16].
Speaker 6:
[foreign language 00:24:29].
Taylor Kosla:
My name is Taylor Kosla. I’m a partner at 844 See Mike. I started in August, 2017; and after three years of practicing, I was named partner in February, 2021. Personal injury clients come to our office in a time of need and sometimes desperation. Something devastating happened to them. We can provide clients with peace of mind by ensuring them that we are here to help. We are in this together, and we will take care of them.
Taylor Kosla:
We are a fast-acting law firm. We are responsive to our clients and maintain open lines of communication. Our sense of urgency is part of what makes us different from other law firms. We put people first, and we make sure we get our clients the compensation they deserve. Our consumer rights practice is a national practice, so we can help people from the East Coast to the West Coast.
Taylor Kosla:
There are laws in place to protect consumers, and not everyone knows these rights exist. And certainly not everyone knows or even believes that our clients never pay us a penny. Several consumer rights statutes contain a fee shift provision, which means that if we prevail, the defendant must pay our attorney’s fees and costs. Our consumer clients appreciate the work that we do, and that makes my job rewarding.
Taylor Kosla:
What I like most about plaintiff’s work is getting to know our clients, understanding the facts of what happened, and how the occurrence affected our client. As an attorney, we are given a set of facts, and it is our job to create a timeline of events. We must put ourselves in the shoes of our client, whether that be at the scene of the accident or months after at home, learning how to adapt to a disability. Having had a family member sustain a life-altering injury, I can relate with my clients and their family members; and this fuels my passion for what we do, putting people first.
Taylor Kosla:
My favorite animal is a dog. The app I use most is Apple News. It’s hard to say what my favorite food is because it depends on what I have a taste… I like steak and seafood. I love to travel, and Florida is one of my favorite places to escape to because you can go to the beach, play golf, and eat at great restaurants. I like my weekends like I like my weekdays, which is busy. I like being outside, whether that’s going for a run along the lake, golfing, or skiing. I spend time with family members and friends. I love having people over to cook for and to try new recipes with.
Taylor Kosla:
Since I was born, I knew I would be a lawyer or a doctor. I learned early on that I did not care for science, which made it easy for me to pursue a career in the law. My job is perfect for someone with a passion for the law and medicine, because these two areas coincide with personal injury and medical malpractice cases.
Taylor Kosla:
I enjoy reading John Grisham books, and I’ve acquired quite a collection over the years. I’m always up for watching a new movie, but generally I enjoy the classics like Goodfellas and Father of the Bride. At 844 See Mike, we are a hardworking team of people who are determined to maximize results for our clients. Each member of our firm plays an important role in the success of our practice. Our focus is to ensure that we are available to communicate with our clients and to ensure they have the representation they need. We are dedicated to putting the needs of our client first above all.
Speaker 2:
[foreign language 00:28:38].
Speaker 4:
[foreign language 00:29:03].
Speaker 2:
[foreign language 00:29:45].
Speaker 4:
Uber.
Speaker 2:
[foreign language 00:29:47].
Speaker 4:
[foreign language 00:29:48]. All right. Mike and Taylor, my next question for you guys would be, what happens if I’m injured in a ride share?
Mike Agruss:
Sure. So, if you’re injured in a ride share accident, you are likely in a car with Lyft or with… And what’s so important about this and talking to a lawyer right away is there are so many different insurance companies at play.
Mike Agruss:
If you’re a passenger in an Uber and the Uber driver is hit by another car, you can go after the at-fault driver’s insurance. You can go after Uber’s insurance or Lyft’s insurance. You can go after the Uber or Lyft driver’s insurance, and then you’re also protected by your own insurance. So, it gets complicated, and that’s the reason why you want to talk to a… in particular with ride share accidents.
Speaker 4:
That’s a perfect answer, reason why we need an attorney in that scenario. It will be a headache dealing with multiple partners and people, parties.
Mike Agruss:
There’s a lot of moving parts.
Speaker 4:
A lot of moving parts, yes.
Mike Agruss:
And they all point fingers at each other and say, “We don’t want to pay. We’re not at fault.”
Speaker 4:
Exactly. [foreign language 00:31:06].
Speaker 2:
[foreign language 00:31:06].
Speaker 4:
[foreign language 00:32:56]. Case when I’m injured in a car accident. What does this cost to hire a lawyer for a personal injury accident?
Taylor Kosla:
It doesn’t cost anything out-of-pocket to hire a personal injury attorney. We only get paid if there is a settlement or some sort of recovery. We front all the costs, money for the investigation, ordering medical records. We get paid if we lose, not that we lose, but you don’t have to worry about paying a personal injury… pocket. What you do have to be concerned about is the percent of the recovery that an attorney will take, because with some law firms, it will vary. But with 844 See Mike, it’s always one third. So, you don’t have to pay anything out of pocket to retain an attorney for an…
Speaker 4:
[foreign language 00:34:08].
Speaker 2:
Yeah. [foreign language 00:34:39].
Mike Agruss:
Add I think one thing that’s really important about the contingency fee is there is zero risk for our clients, and it also gives people an opportunity to… in the justice system without worrying about paying a lawyer and having to front all those costs.
Speaker 4:
[foreign language 00:35:43].
Speaker 2:
Yeah. [foreign language 00:36:09].
Speaker 4:
[foreign language 00:36:32]. So, my follow-up question from the personal injury would be the property damage claims. How would you help our clients to… these claims?
Mike Agruss:
Sure. So, we handle property damage claims for all of our personal injury clients and we… for free. We don’t charge any fees. We don’t take a contingency fee. That’s just part of our service. So, people who are involved in car accidents, if the property damage claim is a couple thousand dollars, so their car is totaled, we handle everything with the insurance companies. We make sure that they get their check right away or their replacement car or whatever it is, and that’s just part of our service. So, there’s no fee for that. We always handle that in personal injury cases. We help people with the property damage.
Speaker 2:
Great.
Speaker 4:
Thank you. [foreign language 00:37:55].
Speaker 2:
Yeah. [foreign language 00:38:27].
Mike Agruss:
We’re really good at… property damage claim right away, because we understand how important it is for people to have their car to go to work, take their kids to school, go to doctor’s appointments. So, the moment we’re retained, we immediately get the police report. We figure out what insurance companies are involved; and we help people with the property damage claim, the rental car, to make sure that they can get back on the road as quickly as possible.
Speaker 4:
[foreign language 00:39:53].
Speaker 2:
So, I have a question about that car insurance for damage claim. It wasn’t the question. It just come up to my mind. Oh, okay. So, how about it takes a couple days to get my replacement car and I have to take a couple days off from my work. So, who going to take responsibility for that income loss for that couple days?
Mike Agruss:
Well your car is being fixed or replaced?
Speaker 2:
Mm-hmm (affirmative). Right.
Mike Agruss:
Most insurance policies have rental car coverage for a week or two. You can also, if you have to… We were just talking about Ubers and Lyfts. If you have to take an Uber and Lyft around for a few days, you can keep track of those costs; and we will include those as part of your damages when we settle your case at the end.
Speaker 2:
Okay. So in case that it’s a month to fix my car, so who going to pay for that month that I’m just staying home and no one just take my kids to the school? Who going to take this responsible?
Mike Agruss:
For the rental car, taking your kids to and from school, oftentimes rental car coverage, depending on the policy, lasts about a week or two. And then if you have any out-of-pocket or additional expenses renting a car or taking an Uber or Lyft… track of those expenses, just like you keep track of your medical bills, your lost wages. And at the end, that is the information we give to the other side, saying, “Here are all… damages. This is what they need to be compensated for.”
Speaker 2:
Okay. So, just hand in the bank statement to prove that I paid that money for Uber and Lyft to just get back to my casual life.
Mike Agruss:
We actually have, when people retain us, we have what’s called… packet we send to people that is about 10 pages long. And it lists out all the things you should do, all the things you should keep track of. And inside that welcome package is actually a list where you can write out all of your damages, such as rental car, medical bills, medications, things like that. So, we make it easy with our welcome packet.
Speaker 2:
Welcome packet. Okay. [foreign language 00:43:15]. So, anything questions that you want to raise to Taylor and Mike?
Speaker 4:
[foreign language 00:44:22]. Hey, Mike and Taylor, I have one question for you guys. What is uninsured and underinsured motorist coverage?
Mike Agruss:
So, uninsured motorist coverage is insurance coverage that you yourself have that protects you in case someone else hits you and they’re at-fault and they don’t have insurance. So, uninsured motorist coverage is required in Illinois. You have to have it. Motorist coverage is a different layer of protection in case the person who hits you has a substandard policy or does not have enough insurance, then you can go after your own insurance company for the difference in your damages.
Speaker 2:
Okay.
Speaker 4:
Okay.
Speaker 2:
Do you want me to give you an example, or do you want to translate?
Speaker 4:
Yeah. Before that… about underinsured. So, that means that the person that hit you don’t have insurance.
Mike Agruss:
Correct.
Speaker 4:
You have insurance.
Mike Agruss:
Correct.
Speaker 4:
Okay.
Mike Agruss:
So, in Illinois, you’re required to have uninsured motorist coverage, which means if someone else hits you and they don’t have insurance, you go after your own insurance company.
Speaker 2:
Okay.
Speaker 4:
Okay. Yeah. Yeah, an example would be great.
Mike Agruss:
Sure. So, underinsured motorist coverage is when your case is worth more… what the other driver’s policy is. So, in Illinois, you’re required to have a minimum of $25,000. People should max out their uninsured and underinsured motorist coverage, because if someone hits you and they don’t have insurance, you go after your own insurance. If someone hits you and they have $25,000 and your case is worth $100,000 and you have that coverage, you can go after your own insurance… Ties back into the first question, which is why it’s so… good insurance.
Mike Agruss:
Taylor and I were just talking about this before we came over here. If there’s one thing that people get from this show it is make sure you… Or two things. Have good insurance, and make sure you have the maximum possible coverage in case someone else hits you and they don’t have insurance or they have bad insurance.
Taylor Kosla:
And the amount it costs to actually get that maximum coverage relative to just okay coverage, it comes down to $10 to $15 a month. So, it’s really not a significant investment, but the coverage is just significantly better. And you protect… regret having too much coverage.
Mike Agruss:
Correct.
Speaker 2:
I see.
Mike Agruss:
So, everyone should call their insurance company and say, “I want the maximum coverage possible,” assuming you can afford it. But like Taylor said, we’re talking $5, $10 a month extra.
Speaker 2:
Okay.
Speaker 4:
[foreign language 00:47:29].
Speaker 2:
[foreign language 00:48:51]. And maybe the last question?
Speaker 4:
Yeah.
Speaker 2:
Okay.
Speaker 4:
[foreign language 00:50:08]. Mike and Taylor, to follow up on one of the foremost thing is to get a good one. You have to, have to. That’s a requirement. So, how much insurance coverage should I get?
Taylor Kosla:
We kind of just touched on this. In Illinois, the minimum that you need is $25,000, but we’re telling you that you need to get the most that your insurance company offers to ensure that there’s coverage in the event that you’re really injured. Just taking an ambulance to a hospital for that emergency visit can easily cost $10,000. So, you can see how quickly that $25,000 in coverage can go. So, for that extra 10, $15 a month, you should try and max out the insurance coverage and also go with a good… to make sure you have the coverage that you might need.
Mike Agruss:
Most insurance… cap out their coverage at about a half a million dollars; but people should ask, call their insurance, and say, “What is the maximum amount of coverage I can get?” It’s really important. I’m lucky. My insurance company has a million dollar policy.
Speaker 2:
What is the insurance carrier?
Mike Agruss:
USAA.
Speaker 2:
USAA, okay.
Mike Agruss:
Yeah. I’m fortunate enough where I was grandfathered in through my dad who served in the military, and that’s how I’m able to get USAA. But what’s funny about this story, when I called USAA and said, “I want the maximum insurance. What is it,” they asked me what assets I was trying to protect. They were thinking that I was trying to protect something if I got into an accident and I was at fault.
Mike Agruss:
And I told them, “No. I want to be covered if someone hits me.”
Speaker 4:
Protect yourself, basically.
Mike Agruss:
Correctly. If I’m out running in a crosswalk and someone hits me and they leave the scene of the accident, I have to go after my own insurance. So, I can’t stress this enough. And even when people start working at my office and we talk about this, they say, “I should really call my insurance.” I think Taylor said the same thing. “I should call to find out,” because it’s that important.
Taylor Kosla:
I did, and I increased our coverage. The amount that we paid to do it was nominal relative to the additional coverage that we were afforded.
Speaker 2:
[inaudible 00:53:01].
Mike Agruss:
You should. I’ll give you a quick example. We are currently representing someone who was involved in an accident with a truck, and the injuries are significant. The person driving the car with three passengers in the car is at fault. And that person only has… thousand dollars in coverage. And the people, the passengers in the car who are going after that driver are only allowed…
Mike Agruss:
So, the individual limit is… and the per accident maximum is 50. So, the three people in the car only can go after $50,000 worth of coverage, and the passengers in the car have hundreds of thousands of dollars in medical bills. So, it’s scary, and that’s a real example of why it’s important to have the maximum amount of insurance coverage.
Speaker 4:
All right. Before I have a follow-up question on that case at your firm, I will talk to your audience. [foreign language 00:54:15].
Speaker 2:
I have a question about your case, your example. You just crossed the street, so you’re the one just walking by the street. Do the insurance company cover that, too?
Mike Agruss:
The example I gave about being in a crosswalk and someone else hits you?
Speaker 2:
Right.
Mike Agruss:
Yes, you do have coverage through your own insurance.
Speaker 2:
Oh, this also the auto insurance or your personal insurance or health or what?
Mike Agruss:
Your auto… So, if you’re hit as a pedestrian, we also represented another… We had another case a couple of years ago, Taylor actually worked on it, where our client was in a bike lane on a bike in downtown Chicago; and an Uber driver, the passenger opened up the door. She ran into the door, flipped over, broke her leg, had surgery, and even in that situation, her own insurance.
Mike Agruss:
So, the reason I gave that example is if you’re a pedestrian, if you’re a biker, generally speaking you have coverage under your own auto insurance assuming the other driver does not or does not have enough.
Speaker 2:
Good to know that. [foreign language 00:56:17]. Do you think anything else to ask Mike and Taylor?
Speaker 4:
I’m good now. Do you have anything else to add Mike and Taylor?
Mike Agruss:
I was going to add one other story about insurance, because we’re talking about it. And I think it was actually someone who saw the show last week. We helped this college student living at home. He asked to borrow his father’s car, drove the car, got into an accident; and he was at fault. Just property damage claim, and the other side reached out and said, “Pay the bill.” He submitted the police report to his father’s insurance company, and they denied the claim and said, “You weren’t authorized to drive the car…” college student who doesn’t have money.
Mike Agruss:
And he was about to lose the case, reached out to us and said, “Can you help me? I think I have insurance.” His stepdad had one of the worst insurance companies out there. The point of the story is, I reached out to the lawyer and said, “You should cover this. There’s… authorized to use the car.” And they said, “Oh, that’s right. Okay.”
Mike Agruss:
They ended up… The property damage was only $2,500, but the college kid’s parents were going to actually pay that out of pocket because they were dealing with a substandard… company. So, it’s just a real-world example of how bad insurance companies take advantage of people every single day, and that’s why it’s so important to have a good insurance company.
Speaker 2:
Oh yeah.
Speaker 4:
[foreign language 00:59:12].
Speaker 2:
[foreign language 01:00:04]. What’s the term of out of pocket money we have to pay up front before the settlement?
Mike Agruss:
Oh, that contingency fees?
Speaker 2:
No. The amount of money that the people like us have to pay for before I got paid from the… What did the out of pocket money?
Mike Agruss:
Oh, so as far as when we handle cases, so it’s a contingency fee. Our clients don’t pay us anything. We front all the costs. Are you talking about the cost to like…
Speaker 2:
I’m talking about the cost, that $2,500 that dad and son had to pay instead of insurance company pay for that. What’s the fee?
Mike Agruss:
Oh, we came in, and the insurance company ended up paying. So, the client… the parents were going to write the check to the insurance company because he was getting sued. I helped out, got the insurance company to come in and cover it. So, the client didn’t pay a…
Speaker 2:
Oh, okay. I got it.
Mike Agruss:
We-
Speaker 2:
I misunderstood that people in that incident didn’t have pay.
Mike Agruss:
… Oh, no. Because they hired us, they didn’t have to pay a thing.
Speaker 2:
Okay. So, as you said that you going to just take one-third of the medical bills as your payment, right? That people pay you one third of their settlement. So, with only property damage, do you get any from that, or do they have to pay any fee for you to get that case win?
Mike Agruss:
In that example I just gave you, we did that one for free.
Speaker 2:
That’s what I wanted to point out.
Mike Agruss:
We did it as a favor. Yeah.
Speaker 2:
Oh.
Mike Agruss:
And this is something I want to stress, too, that I think is important for all the viewers is we… Please, if you have a question about insurance… property damage, you have a question about anything, we answer questions all day long for clients, potential clients, whoever it is. Reach out to us, email us, call us, text us. We’ll answer whatever questions you have pertaining to an auto accident, what your insurance coverage should be, property damage. That’s what we do.
Speaker 2:
[foreign language 01:03:25]. Her name is Lauren for the next talk show, Laurens or Lauren. I just want to make sure that I… Just ask the audience, just keep watching us for the next Wednesday.
Mike Agruss:
Correct. So, next Wednesday, Lauren Cohen is going to be on and she’s going to discuss family law.
Speaker 2:
Family law.
Mike Agruss:
She’s going to discuss marriage, divorce, custody, all sort of general issues dealing with family law.
Speaker 2:
Okay. [foreign language 01:05:40]. Thank you so much, Taylor and Mike, for being here today.
Mike Agruss:
Thank you.
Taylor Kosla:
Thank you.
Mike Agruss:
Thanks.
Taylor Kosla:
With personal injury and medical malpractice cases.
Speaker 2:
All right. Thank you so much.
Mike Agruss:
Absolutely.
Taylor Kosla:
I enjoy reading John Grisham books and have acquired quite a collection over the years. I’m always up for watching a new movie… classics like Goodfellas and Father of the Bride. At 844 See Mike, we are a hardworking team of people who are determined to maximize results for our clients. Each member of our firm plays an important role in the success of our practice. Our focus is to ensure that we are available to communicate with our clients and to ensure they have the representation they need. We are dedicated to putting the needs of our client first above all.
