- Immediately notify your insurance carrier about the accident.
- Immediately report a suspected case of vandalism or theft to the police. Your insurer may reject your claim if you fail to do so.
- Prevent further damage to your vehicle. If your vehicle sustains further damage not resulting from the accident, your insurer may refuse to cover the said damage.
- You may have to submit a sworn proof of loss to your insurance carrier within 91 days. Most insurance policies require this document which contains the date of loss, events that transpired, and the purpose of vehicle use at the time. Failure to submit the document may result in your claim being denied.
- Cooperate with your insurer. Your insurer may require you to submit to an examination under oath and show them the damaged property. Failure to comply may result in the denial of your claim.
- Review the terms and conditions of your policy for other possible requirements.
Your Duties Following An Auto Insurance Loss
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