The Illinois Department of Insurance on Car Sharing

The Illinois Department of Insurance (IDOI) generally ensures the management and implementation of the Illinois Insurance Code, Illinois Pension Code, and all similar laws and regulations. They provide information for the consumers and regulate the insurance market.

The IDOI advises consumers to be fully informed regarding the rules of car sharing before using or providing the said services. Despite the benefits of car sharing, like reduced oil consumption and traffic congestion, there are caveats when using your vehicle in car sharing programs. One of these is getting your insurance canceled provided car sharing and similar activities are not covered by your policy.

The IDOI encourages individuals to contact them through their toll-free number (866) 445-5364 for further questions about car sharing or related matters. Know Illinois’ regulations before joining car sharing services to avoid legal complications.

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