Illinois Auto Insurance Plan (Assigned Risk Plan)
If you have been turned down for car insurance in Illinois because of your driving record, the Illinois Automobile Insurance Plan (ILAIP) is the state’s … Continued
Read More.If you have been turned down for car insurance in Illinois because of your driving record, the Illinois Automobile Insurance Plan (ILAIP) is the state’s … Continued
Read More.Yes, in most cases you can insure a car that is not in your name, as long as you can show the insurer a real … Continued
Read More.Car sharing is short-term access to a vehicle you do not own, usually booked by the hour or the day through an app, with fuel, … Continued
Read More.Usually not, if you already carry a personal Illinois auto policy with comprehensive and collision. In most cases that coverage follows you into a rental … Continued
Read More.In Illinois, auto insurance generally follows the car, not the driver. If you let a licensed friend or family member borrow your vehicle with your … Continued
Read More.Most cervical strains are not serious. This common neck injury, the same one often called whiplash, usually involves stretched or slightly torn muscles and tendons, … Continued
Read More.Illinois requires every driver to carry liability insurance of at least $25,000 per person and $50,000 per crash for bodily injury, plus $20,000 for property … Continued
Read More.Massage can help whiplash. It relaxes the neck and shoulder muscles the injury tightens, eases pain, and brings blood and oxygen to damaged tissue. Timing … Continued
Read More.In most cases, you should loosen or remove the compression wrap on a sprained ankle before you fall asleep. A bandage that feels comfortable during … Continued
Read More.If you were hurt because of a dangerous condition at work in Illinois, you usually cannot file a standard lawsuit against your own employer. Workers’ … Continued
Read More.Broken ribs generally heal within about six weeks, and many people are able to return to work before the six weeks are up. The range … Continued
Read More.It takes roughly 1,100 pounds of force to fracture a human skull. That is the figure most commonly cited, and published biomechanical estimates range above … Continued
Read More.In most cases, yes, you can fly with a facial fracture, but only after the doctor who treated you confirms it is safe. Air travel … Continued
Read More.Broken bones hurt because a fracture tears through tissue that is loaded with pain-sensing nerves. The periosteum, the thin sheath wrapped around the outside of … Continued
Read More.The clavicle, or collarbone, is usually named the softest bone in the body, and it is also one of the most frequently broken. If you … Continued
Read More.Among the 206 bones in the adult body, the clavicle, commonly known as the collarbone, is widely considered the weakest bone based on its anatomical … Continued
Read More.A transverse fracture is a complete break that runs straight across a bone, roughly at a right angle to its length. It takes a strong, … Continued
Read More.An oblique fracture is a complete break that runs at an angle across the width of a bone, usually a long bone such as the … Continued
Read More.If you were hurt in a kayak accident in Illinois, your claim turns on one question: was someone else careless, and did that carelessness cause … Continued
Read More.A hydrofoil rides on a submerged wing that lifts the hull or board clear of the water and lets it move fast with very little … Continued
Read More.Hang gliding delivers one of the purest forms of free flight, and most launches end without incident. But it is a high-risk sport, and when … Continued
Read More.Hoverboards injure people two very different ways, and the claim looks different for each. A fall from a self-balancing scooter is usually a fracture or … Continued
Read More.Complicity is the main defense an Illinois bar or restaurant raises against a dram shop claim, and it works by turning the focus back on … Continued
Read More.If you were badly cut when a glass door, window, or shower enclosure shattered, the injury may trace back to a property owner using old, … Continued
Read More.When a person dies from someone else’s negligence in Illinois, two separate laws decide who is paid and how much: the Illinois Survival Act and … Continued
Read More.Blind compliance is the mix of federal enforcement rules and industry standards that govern whether a window covering can be sold with cords, and it … Continued
Read More.A power window is built to lift heavy glass, so it closes with far more force than a small child can push back against. If … Continued
Read More.Hot tap water can cause a third-degree burn in seconds, and it hurts small children and older adults most because they cannot pull away fast … Continued
Read More.Yes. Illinois drivers owe pedestrians two duties written directly into the Vehicle Code: a general duty to exercise due care to avoid hitting anyone on … Continued
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