The Illinois Insurance Guaranty Fund (IIGF) was established in July 1971 as a non-profit organization that protects policyholders and claimants of bankrupt insurance companies. The IIGF handles the claims from the insurance company once it is ordered to liquidate following the Illinois Insurance Code (215 ILCS 5/). Insurance companies in the State of Illinois are mandated by State laws to obtain a certificate of authority to transact property and casualty business in Illinois.
Guaranty funds are largely funded by insurance industry assessments and the assets of the insolvent (bankrupt) insurance company. Once a company is ordered to liquidate and the IIGF gets claim files, policyholders may start to claim payments.
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A lot of personal injury lawyers raise their contingency fee throughout the process, charging 1/3 if the case is settled pre-suit, charging 40% if the case is filed after a lawsuit is filed, and charging 50% if the case goes to trial. We don’t. At 844 See Mike, our personal injury contingency fee is always 1/3 and that’s not changing. We will handle your property damage claim FOR FREE. We will never change our contingency fee throughout the process. You will not owe us a penny unless you get money. Our unique formula has earned us over 1,000 outstanding client reviews on our website, an A+ BBB rating, and over 145 five-star reviews on Google. Call 888-572-0176, e-mail us at michael@agrusslawfirm.com, or schedule a meeting with us here. We’re here 24/7.
