How Many Repair Estimates Must I Submit?
There is no required number of repair estimates in Illinois; however, you or the other party’s auto insurance company may want to obtain a number of estimates. You may opt for your own auto repair shop, but if your chosen shop charges above your policy’s limits, you will have to pay for the difference out of pocket. If you settle with the other party’s insurance company, they may require the same but will also adhere to the at-fault driver’s policy limits.
Before accepting a settlement, get in touch with a personal injury attorney. Calculating your total loss may be easy at first sight but is actually more complicated as you’ll have to take into account everything, including your potential income losses on top of the bodily injury and property damage. Having an attorney to advocate for a better deal will help you come out of the accident with enough financial claim to support you while you recover.
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