In Illinois, being a good driver isn’t just a legal duty and socially responsible thing to do; it’s also a practical measure to get a good discount from your auto insurance carrier. Depending on your insurance company, you may get a discount if you maintain a clean driving record for a set period of time during your coverage.
Each company has its own criteria for a good driver; normally, those who have no traffic infractions, even a minor ticket. Another is not being involved in an accident where you’re the at-fault driver. In some cases, you will have to talk to your carrier regarding possible discounts while in some, your insurer will automatically drop your premium.
While being a good driver is your best shot for safe driving, being vigilant about other drivers is also a must on the road. Before calculating your potential auto insurance discounts, make sure you’ve read about Illinois’ auto insurance requirements and other potential coverages.
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