A new year is upon us, and here are some auto insurance resolutions to consider to save money both this year and in the years ahead:
- Consider updating your coverage – The start of a new year is a convenient time to think about your car insurance policies and any changes in the past year which may have affected your coverage. Check if your deductibles are still reasonable, as they may affect your monthly payments, and determine whether you should reduce or increase your coverage moving forward.
- Look for discounts on insurance policies – Insurance premiums are based on a variety of factors, such as your vehicle, where you live, and your driving record, but you may qualify for a discount based on an excellent driving record, depending on your insurer. For some potential discounts, you may need to contact your insurer directly by phone, but the time and effort, as well as the research beforehand, will be well worth it.
- Fully understand your insurance coverage – You should always read all paperwork associated with your policy before signing it, but it’s also helpful to stay familiar with this content as time goes on. Also, don’t hesitate to contact your insurance company for clarification regarding any part of your policy you don’t fully understand.
- Research your options – If you’re considering switching to a new auto insurance company for more affordable rates or better rewards for your loyalty and good driving, research different companies and the benefits that would be most suitable for you. There is a wide range of companies and plans available, and even if you decide to stick with your current provider, it helps to be familiar with the options you may have in the future.
- Immediately contact an attorney after an accident – If you’ve been in an accident due to another driver’s negligence, it’s crucial that you speak with an injury attorney as soon as possible after the accident to ensure that your rights are protected and you can fully establish your case. With the help of an attorney, you may be fully compensated for your injuries and losses, including medical bills, lost wages, lost quality of life, and pain and suffering.
If you or a loved one has been injured in an accident due to negligence, contact 844 See Mike for a free consultation. We are a Chicago-based injury law firm representing individuals (and their families) who have suffered an injury in an accident. We will handle your case quickly and advise you every step of the way, and we will not hesitate to go to trial for you. Lastly, 844 See Mike is not paid attorneys’ fees unless we win your case. Our no-fee promise is that simple. You have nothing to risk when you hire us – only the opportunity to seek justice.
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