30 Days Written Notice
Written and Reviewed by Michael Agruss
- Managing Partner and Personal Injury Lawyer at 844SeeMike.
- Over 20 years of experience in Personal Injury.
- Graduated from the University of Illinois Chicago School of Law: Juris Doctor, 2004.
Your auto insurance company may only elect to nonrenew your policy that’s been active for 5 years or more provided they mail you the written notice of nonrenewal 30 days before it takes effect. Your insurer may only choose to nonrenew your auto coverage for the following reasons:
- You’ve secured the policy with false or misleading information.
- You, and others covered by your policy, have violated any terms or conditions stipulated.
- You, the insured, didn’t disclose full information vehicle accidents and moving violations within the last 36 months provided the application requested such information.
- Anyone covered by the policy made false or fraudulent claims.
- Anyone covered by the policy aided another person to make false or fraudulent claims.
- Anyone covered by the policy has, within the 12 months before getting a notice of nonrenewal, his or her license suspended or revoked.
- Anyone covered by the policy has or develops epileptic episodes but cannot produce a physician’s certificate to evince their unqualified ability to use a motor vehicle safely.
- Anyone covered by the policy has or develops heart attack episodes but cannot produce a physician’s certificate to evince their unqualified ability to use a motor vehicle safely.
- Anyone covered by the policy has an accident record that his/her driving may endanger others.
- Anyone covered by the policy has a criminal record that his/her driving may endanger others.
- Anyone covered by the policy has a traffic conviction that his/her driving may endanger others.
- Anyone covered by the policy has a physical condition that his/her driving may endanger others.
- Anyone covered by the policy has a mental condition that his/her driving may endanger others.
- Anyone covered by the policy has, within the 36 months before getting a notice of nonrenewal, been addicted to narcotics and other drugs.
- Anyone covered by the policy, within the 36 months before getting a notice of nonrenewal, has been convicted of:
- Any felony;
- Criminal negligence leading to death;
- Homicide resulting from the use of the vehicle;
- Assault resulting from the use of the vehicle;
- Driving under the influence (DUI) of drugs or alcohol;
- Intoxicated while in or about to use the vehicle or having it in custody;
- Fleeing the scene of an accident without reporting the incident
- Theft, or any unlawful seizing of the vehicle; and
- Making false statements while applying for an operator or chauffeur’s license.
- Anyone covered by the policy, within the 36 months before getting a notice of nonrenewal, has forfeited bail for:
- Any felony;
- Criminal negligence leading to death;
- Homicide resulting from the use of the vehicle;
- Assault resulting from the use of the vehicle;
- Driving under the influence (DUI) of drugs or alcohol;
- Intoxicated while in or about to use the vehicle or having it in custody;
- Fleeing the scene of an accident without reporting the incident
- Theft, or any unlawful seizing of the vehicle; and
- Making false statements while applying for an operator or chauffeur’s license.
- Anyone covered by the policy has, within the 12 months before getting a notice of nonrenewal, been convicted of 3 or more speeding violations.
- Anyone covered by the policy has, within the 12 months before getting a notice of nonrenewal, been convicted for 3 or more misdemeanors involving motor vehicle violations of any state regardless if the misdemeanors are for similar or different offenses.
- Anyone covered by the policy has, within the 12 months before getting a notice of nonrenewal, forfeited for 3 or more speeding violations.
- Anyone covered by the policy has, within the 12 months before getting a notice of nonrenewal, forfeited for 3 or more misdemeanors involving motor vehicle violations of any state regardless if the misdemeanors are for similar or different offenses.
- The vehicle/s covered by the policy is/are mechanically defective which may endanger when used.
- The vehicle/s covered by the policy is/are used for hire or compensation except for carpooling arrangements.
- The vehicle/s covered by the policy is/are used for transporting flammables or explosives.
- The vehicle/s covered by the policy is/are designated as an emergency vehicle.
- The vehicle/s covered by the policy has/have changed substantially in shape or condition within the policy term increasing its risk.
- The vehicle/s covered by the policy has/have been subject to an inspection law but has/have not been inspected the inspection.
- The vehicle/s covered by the policy has/have been subject to an inspection law but has/have failed the inspection.
We see you as a person, not just a client – and that makes us better at what we do. We listen. We learn your story. And, as we help you get the money you deserve, we go above and beyond in a way most law firms never could and never would. Because we’re not just lawyers. And you’re not just a client. We’re friends, neighbors, family. We’re all people and here at 844 See Mike, we put people first.
A lot of personal injury lawyers raise their contingency fee throughout the process, charging 1/3 if the case is settled pre-suit, charging 40% if the case is filed after a lawsuit is filed, and charging 50% if the case goes to trial. We don’t. At 844 See Mike, our personal injury contingency fee is always 1/3 and that’s not changing. We will handle your property damage claim FOR FREE. We will never change our contingency fee throughout the process. You will not owe us a penny unless you get money. Our unique formula has earned us over 1,000 outstanding client reviews on our website, an A+ BBB rating, and over 145 five-star reviews on Google. Call 888-572-0176, e-mail us at michael@agrusslawfirm.com or schedule a meeting with us here. We’re here 24/7.
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