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How Much Insurance Must the Other Driver Have?

Michael Agruss

Written and Reviewed by Michael Agruss

  • Managing Partner and Personal Injury Lawyer at 844SeeMike.
  • Over 20 years of experience in Personal Injury.
  • Graduated from the University of Illinois Chicago School of Law: Juris Doctor, 2004.
Drivers in Illinois are required by the State Law to have auto insurance coverage. By default, drivers are mandated to have liability coverage. This type of insurance is required to have a bodily injury (BI) coverage of at least $25,000 per person or $50,000 per accident and property damage coverage of at least $20,000.

This requirement will also apply to you if you’re a driver in Illinois. Apart from the mandated insurance, you may check optional additions to your policy as the liability coverage only covers the other party in case of an auto accident.

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