In the State of Illinois, auto insurance follows the car. Drivers allowed to use the car, like a family member or anyone under the owner’s insurance, will be covered in case of an auto accident.
In case the owner loaned the vehicle to a friend, the owner will most likely foot the bill. When the policy has maxed out, the friend’s coverage may be tapped for the excess. You will, however, have to clear your arrangements with your friend or bring your friend to court to settle the coverage.
Because the auto insurance requirements in Illinois benefits the other party in case of an accident, you will have to get a Physical Damage Coverage or a medical expense policy for personal coverage. Keep in mind that additional coverage will raise your premium.
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A lot of personal injury lawyers raise their contingency fee throughout the process, charging 1/3 if the case is settled pre-suit, charging 40% if the case is filed after a lawsuit is filed, and charging 50% if the case goes to trial. We don’t. At 844 See Mike, our personal injury contingency fee is always 1/3 and that’s not changing. We will handle your property damage claim FOR FREE. We will never change our contingency fee throughout the process. You will not owe us a penny unless you get money. Our unique formula has earned us over 1,000 outstanding client reviews on our website, an A+ BBB rating, and over 145 five-star reviews on Google. Call 888-572-0176, e-mail us at michael@agrusslawfirm.com or schedule a meeting with us here. We’re here 24/7.
